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"Long-term care" (LTC) is a phrase which is used to describe a variety of services in the area of health, personal care and social needs of persons who are chronically ill or infirm. Long-term care is not one service but many different services for people with a prolonged illness, disability or cognitive disorder (such as Alzheimer's disease.) This includes nursing home care, home health care, and adult day care.
Long-term care is care provided to individuals who, because of physical or cognitive impairments, need assistance with activities of daily living or medical care. Long-term care differs from traditional medical care, as it is designed to help a person to maintain his or her level of function as opposed to rehabilitating or correcting a certain medical problem.
What Are The Chances That You Will Need Long-Term Care?
Recent studies* based on nursing home admissions indicate that 40% of all persons age 65 and over will enter a nursing home in the future.
*Best's Review, Life and Health Insurance Edition, July 1995, v. 96, n.3
Long Term Care Insurance Fact Sheet
What Portion Of These Expenses Will Be Paid By Medicare?
Can Medicaid Help Pay For Long-Term Care?
How To Minimize Impact On The Estate
Common Provisions In Long-Term Care Policies
Long-Term Care Contracts - Taxation Issues
Should I buy Long-Term Care Insurance?
Seniors Magazines
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