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		Welcome to Commonsense Financial Planning. Common sense answers to questions on financial planning, risk management, and investing.
"As with the Theory Of Relativity, most are familiar with the term compounding, but don't realize its astounding results." Albert Einstein on the effect of compound interest over time.
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Retirement Plans for Individuals IRA's, Employer Sponsered Plans, Annuities	Financial Planning. Many financial difficulties occur in our lives. How we face these difficulties can determine the quality of our lives, and the lives of our loved ones.
			So, you want to go to college? Got an Education IRA?
Retirement Plans for the Business Owner 401(k)? Company Sponsored Pension? SEP Plan? Why you should be looking into these options for your business.
		An Introduction To Mutual Fund Shopping
		Your Timing Could Be Lousy One investment strategy avoids this hazard.
	Free Credit Analyzer	Your Credit Report. Surprise, Surprise, Surprise!
		When To Refinance Your Home
		The Basics of Life Insurance Think you need life insurance? If so you have got to check this out.
Don't Have a retirement plan yet? Check Out The Cost Of Waiting		An Introduction To Disability Income Replacement Insurance Disability income replacement insurance protects you most valuable asset, your income.
		Health Insurance Considerations. Some things to consider when choosing health insurance.
Should I buy Long Term Care Insurance?		Introduction to Long Term Care Insurance.
		Do you have a will? Learn more about why you should have one.
Finance Magazines		Introduction to Estate Planning Some 'need to know' tips and guidelines to see if you can benefit from the estate planning process.
		Saving For a Rainy Day Thinking about investing? Before you dive headfirst into the stock market, here are some things you need to consider first.
	This site currently under construction. Most of the links are currently functioning, however some of the articles are incomplete. I'll Be uploading the remainder as time permits. In the meantime, look around, and if I can answer any questions you have on any of the subjects here, please do not hesitate to send me e-mail. Be sure to watch this space for more information on financial planning, investing, and articles of general interest.
			Added to estate planning section.
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Made in The USA.			Last update, April 17, 1999.