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Welcome to Commonsense Financial Planning.

Common sense answers to questions on financial planning, risk management, and investing.

The Cost of Waiting One Year

$100/month Invested at 8% Compounded
Total Saved by Waiting one Year = $1,200

Starting Age

Value @ Age 65

Cost of Waiting
One Year

25

$349,100

26

$321,196

$27,904

35

$149,036

36

$136,464

$12,572

45

$58,902

46

$53,238

$5,664

Chart performance is for illustrative purposes only and does represent historical results of a specific investment or investments. Returns assume investment of $100 per month with annual growth rate of 8%. The cost of waiting one year is the difference between $349,100 and $321,196 for ages 25 to 26; $149,036 and $136,464 for ages 35 to 36; and $58,902 and $53,238 for ages 45 to 46. Assumes age of retirement is 65.

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Starting Age	Value @ Age 65	Cost of Waiting One Year
25	$349,100
26	$321,196	$27,904
35	$149,036
36	$136,464	$12,572
45	$58,902
46	$53,238	$5,664

Welcome to Commonsense Financial Planning.

Common sense answers to questions on financial planning, risk management, and investing.

The Cost of Waiting One Year

$100/month Invested at 8% Compounded Total Saved by Waiting one Year = $1,200

Starting Age

Value @ Age 65

Cost of Waiting One Year

$100/month Invested at 8% Compounded
Total Saved by Waiting one Year = $1,200

Cost of Waiting
One Year