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Welcome to Commonsense Financial Planning.

Common sense answers to questions on financial planning, risk management, and investing.

Retirement Plans For Your Business

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401(k)

A 401(k) plan is suited for an owner who:

Has a company with 25 or more employees.
Wants a retirement plan that is comparatively inexpensive.
Is looking for a plan that allows pre-tax contributions.

Tax deductible contributions by the employer are discretionary each year.

More about 401(k) Plans.

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